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OnePlus Nord2 5g review

OnePlus Nord 2 is an upcoming mobile by OnePlus. The phone is rumored to come with a 6.43-inch touchscreen display. OnePlus Nord 2 is expected to be powered by an octa-core MediaTek Dimensity 1200 processor and come with 8GB of RAM. The OnePlus Nord 2 is rumoured to run Android 11 and is expected to be powered by a 4500mAh battery. As far as the cameras are concerned, the OnePlus Nord 2 is rumored to pack a triple camera setup featuring a 50-megapixel primary camera; an 8-megapixel camera, and a 2-megapixel camera. The rear camera setup has autofocus. It is rumored to sport a single camera setup for selfies, a 32-megapixel primary camera. OnePlus Nord 2 is based on Android 11 and packs 128GB of inbuilt storage. The OnePlus Nord 2 is tipped to be a dual-SIM (GSM and GSM) mobile that will accept Nano-SIM and Nano-SIM cards. Connectivity options on the OnePlus Nord 2 are said to include Wi-Fi 802.11 a/b/g/n/ac/Yes, GPS, USB Type-C, 3G, and 4G (with support for Band 40 used by some LTE net

Best Tax Saving Mutual Funds: 2019-20


Tax planning is an essential part of financial planning and selecting the best avenue for this purpose is extremely crucial. One such avenue that not only helps you lower your tax liability but also offers better capital appreciation prospects is tax saving ELSS funds. If you have made up your mind to invest in ELSS funds, read on to know about the best performing ELSS funds in 2019 that you can consider investing in. If you are still confused about whether ELSS is the right option for you, we have covered their various features in detail. Read On!

What Is an ELSS Fund?


An ELSS fund or equity-linked saving scheme is extremely popular among investors as they are tax saving funds. Under the Income Tax Act of 1961, these funds are exempted from tax up to Rs 1,50,000. Also, these funds have a lock-in period of 3 years, which is lower than most other tax saving instruments. Why these funds are preferred by investors is because they provide good returns because they invest in equities. However, they are risky instruments and can be considered at par any normal equity fund, when it comes to the risk-reward structure.

Data as per 28th Dec 2019. All the funds mentioned above are rated moderately high on risk meter. The benchmark is S&P BSE 200 TRI. Please note, this list is not a recommendation but simply a compilation of best performing ELSS funds based on past performance.


What Is The Tax Exemption Limit Under Section 80 C?

An investor can invest in various schemes but the highest tax benefit that can be claimed is limited to Rs 1.5 lakh. So basically, an investor can invest in various tax-saving options and has no restriction of investing in just one of the options mentioned below.

Why Pick ELSS Mutual Funds?

There are several reasons that make Equity Linked Savings Schemes a great pick for your portfolio. Some of the major reasons have been stated below.
  • Higher Growth: As discussed above, ELSS funds invest predominantly in equities because of which the growth they provide is better than the conventional tax saving instruments (PPFs, FDs,  etc.,). where the conventional saving methods provide returns ranging between 7%-9%, ELSS mutual funds have a track record of providing returns ranging between 10%-15%.
  • Fully Transparent: If you have invested in any of the conventional tax saving instruments, then you must have noticed that they don’t show the securities in which they have invested in. But, this is not the case with ELSS mutual funds. You can easily check the stocks and sectors in which they have invested in and can guide your investments according to that. 
  • Lower Lock-in Period: Lock-in period of a scheme is the time for which you will not be able to redeem your investments. ELSS funds have a lock-in period of just 3 years, which is the lowest among all the tax saving instruments under section 80C. This is one of the major reasons behind the increasing popularity of these schemes.
Now that you know the reasons that make ELSS a great pick, let’s move to the checks that you must follow while picking an Equity Linked Savings Scheme.






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